Your smartphone isn’t built for below-freezing weather that could shorten battery life, affect the display or even shatter the screen. Keep the phone in your pocket when you’re out and don’t leave it in a parked car in the cold. Don’t charge your phone when it’s cold and turn it off whenever possible to reduce the risk of damage from freezing temperatures. Source Link 

There are some ways to be frugal that can end up backfiring on you. Avoiding the cost of preventative care like dental checkups or oil changes can cause more-expensive problems later. Signing up for a store credit card for a one-time deal could leave you on the hook for high interest charges later and don’t let free trials become permanent monthly bills. Source Link 

It’s tough to be patient when you want to lose weight now, but what’s a safe level of weight loss? People who succeed do it gradually at about 1 to 2 pounds per week, which translates into 4 to 8 pounds a month. Remember that fad diets or highly restrictive eating plans may prompt fast weight loss, but not permanent weight loss. Source Link